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Houck - Seward AgencyHouck - Seward Agency
1940 Eggert Road
Amherst, New York 14226
Phone: (716) 835-2525
Fax: (716) 835-7808

fuses and circuit breakers

June 9, 2014 -

Ever notice your kitchen lights momentarily dim every time the refrigerator motor begins running?  If so the chances are good your electrical service is barely meeting the power needs of your house.  Many insurance companies now require a house electrical system be protected by circuit breakers with a minimum service size of at least 100 amps.  Electrical needs in the 1950's and prior were minimal and so were the circuit boards.  Whether you own a house or are looking to buy one you should consider engaging an electrician to to evaluate your electrical system.  Fuses, knob & tube wiring, low amperage, scarcity of outlets, lack of GFI (Ground Fault Interrupter) protection and other issues could put you at risk of a fire that could cause loss of life and property.  An up to date electrical system will result in a safer house and could make you eligible for a lower insurance premium.

Disclaimer: The information provided in this blog post is intended for general knowledge and informational purposes only, and does not constitute professional insurance advice. The content is not exhaustive and does not cover all potential situations. It is essential to review your specific insurance policy and discuss your individual circumstances with your insurance agent or broker. We strongly recommend that you consult with a qualified insurance professional to address your insurance needs and questions.

 
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