Does my homeowner policy provide coverage if I am sued for an email I sent?

The standard homeowner policy provides bodily injury injury and property damage liability. But what if your were sued for libel? One our clients is being sued as a result of an email he sent that allegedly libeled an individual named in the email. Fortunately his policy includes an endorsement for Personal Injury liability that will defend the claim and pay damages if he is found negligent. The standard homeowner policy would not insure this type of claim. You say you would never send a libelous email? Can you vouch for every person in your household that uses email? For $20 you can add this valuable coveage to your homeowner policy. Call us today to review your policy and add this valuable coverage.